Most Americans today have credit cards; more than one in fact. Smart business owners in both brick and mortar and Internet marketplaces know that credit card payment promotes consumer purchasing and provides customers with a fast, easy way to pay. AMG offers credit card solutions to meet the demands of any business, regardless of size or type.

By providing a wide array of terminal and software options, AMG can customize a payment system specifically designed for your business. Utilizing several authorization and capture networks, AMG can also accommodate existing point-of-sale systems with ease. A pioneer in the industry with unsurpassed service and technologies, AMG gives you the support that you need to be successful. Grow your business with AMG's credit card acceptance solutions and you will join thousands of merchants across the nation who have come to depend on AMG's professionalism and realistic approach to today's business.

A check card is a type of “debit” card that looks similar to a credit card but acts like a check because the purchase amount is deducted from the cardholder's checking account. Check card transactions can be used in the same manner that a standard credit card would be used for. With Check Cards, the funds from the transaction are taken right out of the cardholder's checking account. If there is no money in the account, the transaction is declined.

When using a check card at a retail location, the cardholder can choose to sign for the transaction or enter their Pin-Number if the merchant is setup to do so, but when using a Payment Gateway / Virtual Terminal, then this changes Pin-Based transactions.

Pin-Based Debit
If a cardholder wishes to use their Check Card by entering their Pin-Number, it cannot be done. To do so, a merchant would need a PinPad that is encrypted with the most recent encryption guidelines. This may be possible for a retail-based merchant using SecurePay in the future, but not for eCommerce or MoTo merchants. The cardholder would need to be present at the merchant location to physically enter in their pin number.